Asset-Based Loan

Asset-Based Loan
A loan with a maximum loan period of 3 years. It is a credit product suitable for customers who have collateral to turn into capital to solve the financial liquidity and expand their various businesses.

1. Characteristics

  • • A short-term loan period from 1 to 3 years;
  • • An approval amount of not more than 100,000,000 LAK;
  • • Help solve the family economic problems.

2. Interest Rate:

  • For more information, please contact: 021-213531-6 and 309/313/315 for the Loan Department.

Remark::  JDB reserves the right to adjust the interest rate and fees without prior notice to customers.

3. Loan Documents

  • • A loan application form (under the bank form), Corporate loan application form. Corporate loan application form;
  • • A resume of a borrower;
  • • A copy of ID card or Passport (borrower, co-borrower and guarantor);
  • • A copy of family book (borrower, co-borrower and guarantor);
  • • A residential certificate (borrower, co-borrower and guarantor);
  • • Enterprise Registration Certificate;
  • • Tax Registration Certificate;
  • • Business license;
  • • A bank statement showing the account’s history from the past 1 year;
  • • A copy of previous loan account statement from the past 1 to 2 years (if any debt);
  • • A copy of collateral (land title), or if owned by another person, the owner of the land title must sign as a guarantor;