Corporate Loan

Corporate Loan

A loan with a maximum loan period of 5 years, which is a credit product suitable for large business customers who have plans to expand their businesses, such as companies that import and export goods, buy mechanical equipment, hydropower dam construction companies that need capital to expand production and new businesses.

1. Characteristics

  • • A short-term loan period from 1 to 5 years;
  • An approval amount of more than 6,000,000,000 LAK.

2. Interest Rate:

  • For more information, please contact: 021-213531-6 and 309/313/315 for the Loan Department.

Remark:: JDB reserves the right to adjust the interest rate and fees without prior notice to customers.

3. Loan Documents

  • • A loan application form (under the bank form), Corporate loan application form. Corporate loan application form;
  • • A resume of a borrower;
  • • Business operation background;
  • • A copy of ID card or Passport (borrower, co-borrower and guarantor);
  • • A copy of family book (borrower, co-borrower and guarantor);
  • • A residential certificate (borrower, co-borrower and guarantor);
  • • Must have income-expenditure summary from the past 1 to 2 years; • Enterprise
  • • Enterprise Registration Certificate;
  • • Business license;
  • • Tax Registration Certificate;
  • • A copy of previous loan account statement from the past 1 to 2 years (if any debt);
  • • A copy of loan and guaranty agreements (if any debt);
  • • A copy of previous loan account statement from the past 1 to 2 years (if any debt);
  • • A copy of collateral (land title), or if owned by another person, the owner of the land title must sign as a guarantor;
  • • Estimated income-expenditure plan (assets, liabilities), agreement to grant to the right to apply for credit (in case of equity);
  • • A company must attach additional documents, such as letter of authorization or power of attorney from the company; meeting resolution of the company;
  • • Company regulations, balance sheet (previous balance sheet for the past 6 months);
  • • Other documents required by the bank.