SMEs Loan

SMEs Loan
A loan with a maximum loan period of 1 to 5 years. It is a credit product suitable for manufacturing, distribution and service businesses that need funding and expanding their businesses, such as building materials, construction materials, construction contracting, transportation, hotels-guesthouses that have clear business goals.

1. Characteristics

• • A credit product suitable for SMEs;
• • A credit product suitable for SMEs;
• • An approval amount of not more than 6,000,000,000 LAK;
• • Collateral required.

2. Interest Rate:

• For more information, please contact: 021-213531-6 and 309/313/315 for the Loan Department.

Remark:JDB reserves the right to adjust the interest rate and fees without prior notice to customers.

3. Loan Documents

• • A loan application form (under the bank form), Corporate loan application form. Corporate loan application form;
• • A resume of a borrower;
• • A copy of ID card or Passport (borrower, co-borrower and guarantor);
• • A copy of family book (borrower, co-borrower and guarantor);
• • A residential certificate (borrower, co-borrower and guarantor);
• • Must have income-expenditure summary from the past 1 to 2 years; • Enterprise
• • Enterprise Registration Certificate;
• • Business license;
• • Tax Registration Certificate;
• ສໍາ​ເນົາ​ລາຍການ​ເຄື່ອນ​ໄຫວບັນຊີ​ເງິນ​ຝາກ ຍ້ອນຫຼັງ 1ປີ.
• • A copy of loan and guaranty agreements (if any debt);
• • A copy of previous loan account statement from the past 1 to 2 years (if any debt);
• • A copy of collateral (land title), or if owned by another person, the owner of the land title must sign as a guarantor;