ຄຳຖາມທີ່ພົບເລື້ອຍໆ

ບໍລິການເງິນກູ້

What are details on JDB loan?
  • Wedding loan
  • Loan for small - large business
  • Loan for employees-civil servants
  • Loan for education
  • Beauty loan
  • And other loan details
What are required for loan documentation of each product?
  • ໃບຄຳຮ້ອງການກູ້ຢືມ (ແບບຟອມທະນາຄານ)
  • ສຳເນົາ ບັດປະຈຳຕົວ (ຜູ້ກູ້ ແລະ ຜູ້ຄ້ຳ)
  • ສຳເນົາ ສຳມະໂນຄົວ (ຜູ້ກູ້ ແລະ ຜູ້ຄ້ຳ)
  • ເອກະສານ ຍັງຢືນທີ່ຢູ່ (ຜູ້ກູ້ ແລະ ຜູ້ຄ້ຳ)
  • ຊີວະປະຫວັດຜູ້ກູ້ຢືມ
  • Copy of documents for business license
  • Copy of documents for tax registration certificate
  • Copy of business operation license
  • Last 2-year financial statement
  • Last 2-year balance sheet
  • Last year transactions (bank statements)
  • ການເຄື່ອນໄຫວຊຳລະເງິນກູ້ Loan Statements (ຖ້າມີໜີ້)
  • ສັນຍາຕ່າງໆ (ສັນຍາຊື້-ຂາຍ, ເຊົ່າ, ສຳປະທານ, ສັນຍາການເປັນຕົວແທນຈຳໜ່າຍ)
  • ເອກະສານນຳເຂົ້າສິນຄ້າ ຫຼື ໃບແຈ້ງລາຄາ
  • Documents for sale invoice
  • Documents for transfer payment of goods
  • Copy of collateral
At what JDB service units will loan transaction be performed

Customers are able to apply for a loan and submit it to service unit near you across the country where a JDB service unit is available.

Direct call to the relevant parties is 021 253 456 or 1499

ບໍລິການເງິນບັດ

What are details on fees for each category of cards?
  •  ATM ALL IN ONE card + accident coverage is 5,000 LAK/month and 20,000 LAK/year for accident coverage cost.
  •  The maintenance fee for UnionPay card is 5,000 LAK, 0,6 USD, 25 THB/month/card.
  •  VISA Debit - Credit
What are registrations documents for using card services?
  • Family registration book or ID card or passport that is not expired.
At what ATMs are ATM cards valid and how much does the fee coost
  •  Joint Development Bank
  •  Banque pour le Commerce Exterieur Lao Public (BCEL)
  •  Lao Development Bank (LDB)
  •  Lao-Viet Bank
  •  Agricultural Promotion Bank (APB)
  •  Maruhan Japan Bank Lao
  • ICBC
  • The fee of ATM costs 2,000 LAK/transaction
Direct contact numbers can be made with the relevent parties
  • 021 264 607 or 1499

ບໍລິການເງີນຝາກ

What are the category of deposit accounts?
  •  Saving account
  • Fixed deposit account
  • Current account
What documents are required to open a abnk account?
  • Family registration book or ID card or passport that is not expired.
What is the interest for a saving account and a fixed depost account (detail on interest is needed for customers)
  •  Interest for a saving account
  • Interest for a fixed deposit account
What is the intial deposit to open an account (saving and fixed deposit account)
  •  The initial deposit for a saving account: 50,000 LAK, 500 THB, 20 USD.
  •  The initial deposit for a fixed deposit account: 2,000,000 LAK, 10,000 THB, 300 USD.
what are the withdrawal regulations of fixed deposit account and what are its penalty?
  •  Withdrawal will be allowed upon the maturity
  •  In case that the maturity is not met, customers also perform their withdrawal, but there will be a penalty
  • Penalty of 100,000 LAK
    Penalty of 500 THB
    Penalty of 12 USD