Wedding loan Loan for small - large business Loan for employees-civil servants Loan for education Beauty loan And other loan details
Loan request letter (form provided by JDB) Copy of ID card (borrower and guarantor) Copy of family registration book (borrower and guarantor) Certificate of residence (borrower and guarantor) Borrower’s profile Copy of documents for business license Copy of documents for tax registration certificate Copy of business operation license Last 2-year financial statement Last 2-year balance sheet Last year transactions (bank statements) Loan statements (if any previous debt) Agreements (trading, contract, lease, concession, agency agreement) Documents for import of goods or invoice Documents for sale invoice Documents for transfer payment of goods Copy of collateral
Customers are able to apply for a loan and submit it to service unit near you across the country where a JDB service unit is available.
Direct call to the relevant parties is 021 253 456 or 1499
ATM ALL IN ONE card + accident coverage is 5,000 LAK/month and 20,000 LAK/year for accident coverage cost. The maintenance fee for UnionPay card is 5,000 LAK, 0,6 USD, 25 THB/month/card. VISA Debit - Credit
Family registration book or ID card or passport that is not expired.
Joint Development Bank Banque pour le Commerce Exterieur Lao Public (BCEL) Lao Development Bank (LDB) Lao-Viet Bank Agricultural Promotion Bank (APB) Maruhan Japan Bank Lao ICBC The fee of ATM costs 2,000 LAK/transaction
021 264 607 or 1499
Saving account Fixed deposit account Current account
Family registration book or ID card or passport that is not expired.
The initial deposit for a saving account: 50,000 LAK, 500 THB, 20 USD. The initial deposit for a fixed deposit account: 2,000,000 LAK, 10,000 THB, 300 USD.

Withdrawal will be allowed upon the maturity In case that the maturity is not met, customers also perform their withdrawal, but there will be a penalty Penalty of 100,000 LAK Penalty of 500 THB Penalty of 12 USD